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Consider a Bitcoin or crypto individual retirement account IRA. Ruholamin Haqshanas is contributing crypto writer for Milk Road and finance journalist with over two years of experience writing in the field. However, investors should carefully consider whether these accounts are suitable for retirement planning. The offers that appear in this table are from partnerships from which Investopedia receives compensation. This leverages a fundamental feature of Bitcoin technology that enables multiple parties to jointly oversee private keys and distribute control over Bitcoin holdings among themselves, Unchained Capital, or other financial institutions.